THE DAILY BRIEFING
Well, it’s nearing the end of January, and how are resolutions coming along? According to a study conducted by the University of Scranton, just 8 percent of people achieve their New Year’s goals, while around 80 percent fail to keep their New Year’s resolutions, says US clinical psychologist Joseph Luciani. The best of intentions again put by the wayside.
Resolutions
It will soon be that time, when you’ll sit back and ask yourself how you are going to improve yourself in the coming year. As in most years, you know this introspection will occur, but more importantly, will you succeed? “Easier said than done” is all too often the result of all good intentions and resolve. But now, as you age, these resolutions become more IMPORTANT. These resolutions can seriously improve your life through better health, mental sharpness, renewed relationships or maybe your financial condition. Losing that sticky five pounds may lower your blood pressure and help stave off diabetes, while focusing on mental sharpness by completing that extra Sudoku or learning a new subject, will keep your interests peaked and your inquisitiveness alive.
The One Thing
I focus on the ONE THING that I consider the most important. It is the ONE request that I would like most to see achieved. The ONE THING approach greatly simplifies the effort, puts you in the proper mindset, and focuses your energies.
Staying Healthy
You receive emails, mailings, continual TV ads, infomercials, and friends telling you, “Stay Healthy”. And as we age, this becomes more important, but it also becomes more challenging. But like anything else, getting past the “Nah” factor and starting and continuing an exercise program is the first step. There are many places you can find info on exercise programs; WebMD, Mayo, etc., but you should always start with your doctor, who knows your health history and can recommend a program.
The Legacy Discussion Continued – 3
While the tangible component of your legacy is something that can be touched and be a visible reminder of you, it will indelibly bring up memories. That special trip; that special saying; that attitude; that laugh. And, since we’re human, there may be some negatives. But on balance, positive. So, your intangible legacy will be a combination of experiences people had with you, discussions you have had, lessons you provided, but most of all, how you approached situations, friendships, adversity, etc., which didn’t come with a playbook, but rather your individual manner of handling various circumstances. This is what will live on in memories.
The Legacy Discussion Continued
There are many things to consider when planning the long lasting, tangible items you would like to leave others. This is very personal work, since it will be a physical remembrance and is something that will remain with the recipients forever. It may be something they can touch, look upon, utilize or even pass down to others. It may also come with some words from you as to its use or how you would like to see it cared for in the future. Here’s a list of tangible items you may leave others and we will address each one individually…
How to Save Money On Your 3 Biggest Retirement Expenses
Are you counting on your living expenses taking a nosedive in retirement? If so, you might be surprised to learn that most seniors only spend $1,000 less per month than their younger counterparts, for an average monthly spending of $3,800. The reason behind seniors’ high spending isn’t that they’re living large in retirement. Rather, it’s because while spending decreases in some categories, it goes up in others. And unfortunately, the categories where costs rise are some of the most expensive.
The Legacy Discussion
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