Personal Budgeting and Retirement Tips for Financial Health in the COVID-19 Era
Financial Health in the COVID-19 Era
Returning and Appreciating
Life has changed, but we move forward.
4 Ways to Downsize Your Home Without Breaking Your Heart
A life well lived means that you inevitably amass a cache of material possessions, all attached to a lifetime of memories. This makes downsizing a stressful and daunting undertaking that can be both physically and emotionally challenging to most seniors, as well as loved ones and caregivers. With the COVID-19 lockdown being enforced on many of us, you may not currently be able to take all the necessary steps needed to downsize right now, but here’s how to get started and make the process a lot less overwhelming.
Is Dad Always Right?
Several years ago two sons invited me into the family home for an Aging in Place assessment of their parents in their late 80s. The father was fragile and their mother had health problems. Neither parent could complete their daily care routines. The picture was bleak — for the couple to stay in their home they would need daily caring.
Coping with this
But our current situation is unprecedented, and it’s very hard to know how to reassure our loved ones that everything will be fine and life will return to normal. Employment, money, health, food, etc. are all things that we work for and have always expected to be there. But now, they seem in jeopardy, and hopefully, just for a very short term. To add to the anxiety, our movements and entertainment venues are restricted and life is a fraction of what it was just a few weeks ago.
DON’T LOOK BACK…LOOK FORWARD
This journey we have all been on has had many interesting, challenging, and discouraging moments. I’m sure everyone, especially at this point in life, has sat back and said to herself or himself, “I should have”, “If I could change one thing from the past”, or “If I had just done that differently” life would be better. But here’s the question – would it? If you had done that one thing differently or made a different decision, what would have been the consequences and what would have been the effects on others? You would be living in a different reality wondering if you had made other choices, would life be better?
6 Tips to Simplify Selling a House
Are you ready to sell your house and downsize to a home with less room since you are now empty nesters? A smaller home can certainly make life easier, however, getting there is a lot of work. Showings disrupt your schedule, cleaning eats up all your free time, and in the meantime, you still need to attend to your daily needs.
THE DAILY BRIEFING
Well, it’s nearing the end of January, and how are resolutions coming along? According to a study conducted by the University of Scranton, just 8 percent of people achieve their New Year’s goals, while around 80 percent fail to keep their New Year’s resolutions, says US clinical psychologist Joseph Luciani. The best of intentions again put by the wayside.
Resolutions
It will soon be that time, when you’ll sit back and ask yourself how you are going to improve yourself in the coming year. As in most years, you know this introspection will occur, but more importantly, will you succeed? “Easier said than done” is all too often the result of all good intentions and resolve. But now, as you age, these resolutions become more IMPORTANT. These resolutions can seriously improve your life through better health, mental sharpness, renewed relationships or maybe your financial condition. Losing that sticky five pounds may lower your blood pressure and help stave off diabetes, while focusing on mental sharpness by completing that extra Sudoku or learning a new subject, will keep your interests peaked and your inquisitiveness alive.
The One Thing
I focus on the ONE THING that I consider the most important. It is the ONE request that I would like most to see achieved. The ONE THING approach greatly simplifies the effort, puts you in the proper mindset, and focuses your energies.